The Benefits of Refinancing

Points To Remember Before Co-Signing A Bail Bond

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If your friend or colleague is behind bars, you may feel obligated to help them out. However, some responsibilities come with co-signing bail bonds. Here is what you need to know before bailing a person out of jail. Collateral Is Required From You Bail bonds are a form of insurance policy. The bail bond is paid to the jail on the condition that the defendant will attend all their court dates. Read More»

What Fees Should You Expect When Getting A Mortgage Loan?

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When you buy a house, you will pay fees. You will have closing costs to pay that relate to the home purchase, but you will also have fees to pay for the mortgage loan. Mortgage lenders charge fees for their services, but do you know what fees they charge? If you want to save money, you might want to ask a few lenders for an estimate of their closing cost fee structures. Read More»

Debunking The Myths About Bail Bond Services

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If you are in custody waiting for your case to be heard, the court may set you free after you pay a certain amount of bail. Many people don’t have the financial resources to post bail and turn to bail bond services for assistance. If you are in a similar situation, here are some myths you shouldn’t believe regarding bail bond services. Bail Bondsmen Exploit Unfortunate Circumstances Many people liken bail bond businesses to pay-lending services. Read More»

3 Things To Know About Bank Statement Loan Programs

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Most lenders and banks require borrowers to provide proof of income when they apply for a loan. This proof of income is often in the form of an income tax return or a paycheck stub.  If you’re self-employed (and don’t receive paycheck stubs) or behind on filing your taxes, one option to consider is a bank statement loan program. A bank statement loan program allows borrowers to apply for a loan by submitting their bank account statements as proof of their income and ability to repay to loan. Read More»

The Pros And Cons Of Using Mortgage Brokers

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Do you plan to apply for a mortgage? The mortgage application process can be tedious and overwhelming due to the diversity of lenders, products, and requirements. Fortunately, you can engage the services of a mortgage broker to navigate through the process. Essentially, a mortgage broker acts as the intermediary between you and the lender. Below are the pros and cons of using a mortgage broker to secure loan financing.  Pros of a Mortgage Broker  Read More»