As you prepare to buy a house, one of the main steps you will have to take involves getting a loan to complete the deal. There are many types of mortgage loans available, and one of the decisions you will have to make is the length of the loan. A shorter-term loan may result in higher monthly payments, but it could also offer some great benefits. Here are three reasons you may want to consider choosing a shorter-term mortgage loan. Read More»
Bad things happen–often when you’re flat broke. How can you get some quick cash to pay your overdue rent, get your car repaired, or pay for some emergency dental work?
You can get a short term loan at a pawn shop if you have an item of value that they can hold as collateral. These items include possessions such as jewelry, electronics, or musical instruments.
When you bring an item into a pawn shop, they will assess the value of the item and offer a loan for a small percentage of that value. Read More»
It’s estimated that you will spend 34 percent of your hard-earned money on interest payments over the course of your lifetime. While you will pay interest on a number of things, including credit cards, car notes and student loans, you will pay a staggering amount of interest for your mortgage. A typical 30-year, $100,000 mortgage with a low interest rate of 4 percent will cost you approximately$72,000 in interest payments. If you can find strategies to lower your interest obligation on your mortgage, you can save a great deal of money and pay off your home sooner. Read More»
If payday is coming up, but you need to pay for something right this instant, then a cash advance might be your best bet. However, there are some things that you should know before diving in.
First of all, what is a cash advance?
This is an extremely specific type of loan that is used to pay for small expenditures between now and your next payday. They are also referred to as payday loans and are incredibly easy to access. Read More»
If someone you love has been arrested and charged with a crime, you’re going to need to arrange for bail as quickly as possible. Without bail, your loved one will have to stay in jail until trial. If this is your first time being involved with the criminal courts, you may not understand how bail works. Here are four things that will help understand how bail works.
What Exactly Is Bail? Read More»