The Benefits of Refinancing

Should You Ever Refinance A Fixed-Rate Loan With An Adjustable One?

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If you took out a fixed-rate mortgage before the Great Recession, you may be looking at current mortgage interest rates with a combination of disbelief and envy. In fact, those who purchased in the late 90s and have not refinanced since could be paying nearly twice as much in interest as those purchasing or refinancing today. Even if your current interest rate is just a point or two higher than today’s rates, you may be eager to refinance before rates begin to rise again. Read More»

3 Ways To Get Through A Cash Crisis

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In the trucking business, there are few risks more dangerous than a cash crunch. All it takes is a few customers to be late on their bills, several repairs or other unexpected costs, and before you know it, you’re tight on cash. As you likely know, that’s bad news for a trucking company. You need cash on hand to pay for fuel, drivers, maintenance, and a host of other expenses. If you can’t pay those costs, your business could be on the brink. Read More»

Four Reasons To Use A Business Loan To Purchase A Commercial Property

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If you have been working on your business for some time, you may be proud of the strides that you have made. Whether you have been able to quit your previous job and run the business full time, or if it is your first year operating in the black, small business successes should be celebrated. If you are ready to take your business to the next level, you should start looking into a business loan. Read More»

3 Reasons A Shorter-Term Mortgage Loan Will Benefit You

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As you prepare to buy a house, one of the main steps you will have to take involves getting a loan to complete the deal. There are many types of mortgage loans available, and one of the decisions you will have to make is the length of the loan. A shorter-term loan may result in higher monthly payments, but it could also offer some great benefits. Here are three reasons you may want to consider choosing a shorter-term mortgage loan. Read More»

What Are Your Options When You Need Quick Cash?

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Bad things happen–often when you’re flat broke. How can you get some quick cash to pay your overdue rent, get your car repaired, or pay for some emergency dental work? Pawn shops You can get a short term loan at a pawn shop if you have an item of value that they can hold as collateral. These items include possessions such as jewelry, electronics, or musical instruments. When you bring an item into a pawn shop, they will assess the value of the item and offer a loan for a small percentage of that value. Read More»